![]() ![]() Should I refinance my mortgage? Opens in a new window.How much house can I afford? Opens in a new window.What monthly payments are needed to pay off my loan sooner? Opens in a new window.What is my loan rate? Opens in a new window.Credit card minimum monthly payment calculator Opens in a new window.What is my credit score? Opens in a new window.How much can I afford to borrow? Opens in a new window. ![]() Should I transfer my credit card balances? Opens in a new window.Should I pay off debt or invest? Opens in a new window.What is the impact of making extra payments on my debt? Opens in a new window.Which is better: Cash up front or payments over time? Opens in a new window.Restructuring debts for accelerated payoff Opens in a new window.Will consolidating my debt into a new loan be beneficial? Opens in a new window.What is the balance on my loan? Opens in a new window.Do I have too much debt? Opens in a new window.What would my loan payments be? Opens in a new window.How long until my loan is paid off? Opens in a new window.Calculate how long it will take to pay off your credit card Opens in a new window.The credit limit on the line of credit component of your CIBC Home Power Plan can't exceed an approved percentage of the value of the property held as security for your CIBC Home Power Plan at time of application. Some conditions and restrictions apply.Īutomatic rebalancing of the line of credit component of your CIBC Home Power Plan may take up to 60 days and is subject to your maximum Personal Line of Credit rebalancing limit, as such term is defined in your CIBC Home Power Plan Agreement. Available on residential properties only. Minimum equity in your home is required to qualify. All CIBC Home Power Plan applicants must meet CIBC’s lending criteria. CIBC may change or cancel this offer at any time without notice.ĬIBC Home Power Plan is offered by CIBC. This offer is only available to applicants that do not hold a CIBC Home Power Plan at the time of application, unless the CIBC Home Power Plan to which this offer applies is not secured by the same property securing the applicant’s existing CIBC Home Power Plan or Home Power Line of Credit. Apply for a new CIBC Home Power Plan by Jand open the line of credit component by Augthis is subject to credit approval. On December 9, 2024, your rate will revert to the ongoing interest rate stipulated in your CIBC Home Power Plan Line of Credit and Mortgage Loan Terms and your CIBC Line of Credit Statement of Disclosure. The interest rate on the line of credit component of your CIBC Home Power Plan will change whenever CIBC Prime varies. CIBC Prime rate was RDS%(null,null,null,null)(#O2#)% on RDS%SYSTEM_DATE(#M#d#, #Y#)%. If there are no non-interest charges, the annual interest rate and APR will be the same.ġ CIBC Prime is the variable rate of interest per year declared from time to time to be the prime rate for Canadian dollar loans made by CIBC in Canada. It includes all interest and non-interest charges associated with the mortgage. Offer may be changed, withdrawn or extended at any time, without notice.ĪPR means the cost of borrowing for a loan expressed as an interest rate. Rates shown for the applicable term are CIBC’s special discounted rates and are not posted rates of CIBC. Annual Percentage Rate (APR) is based on a new $275,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $300. ‡,◇ Special offers apply only to new mortgages of owner-occupied properties with an amortization of 25 years or less. If your down payment is less than 20% of the property value, your mortgage is high-ratio. If you have an eligible high ratio mortgage, you may also qualify for a special low rate. Offer subject to credit approval and may be changed or withdrawn at any time, without notice. $500 on a mortgage loan of $100,000 to $299,999.Ĭash back will be deposited in the personal CIBC chequing account 6 to 8 weeks after funding.Ĭash back offer not available in combination with other mortgage offers.$4,000 on a mortgage loan amount of $1,000,000 or more.A personal CIBC chequing account is required to make pre-authorized mortgage payments. Mortgage loan must have a principal amount of $100,000 or more, and be either a CIBC Fixed-Rate Closed Mortgage loan with a term of 3 years or more, or a 5-year CIBC Variable Flex Mortgage loan. Mortgage loans must be funded within 120 days of application date. † Offer available for mortgage loans for first-time home buyers, mortgage loans for new purchase, or mortgage loans that are transferred to CIBC from another financial institution. ![]()
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